Finance 101 for Women

Being financially independent is so important for women at every age, from the single ladies in their early twenties to the happily married mothers of three. What does financially independent mean? Being capable of paying off loans, avoiding credit card debt, contributing to a savings account, and having a complete grasp of your finances, to name a few. It certainly can feel overwhelming to think about money. These five steps to financial freedom should help! Create a monthly expense sheet. Take a few moments to sit down and draw out a monthly budget for yourself. Starting with your monthly income and subtract from that the amount that you need to spend each month on essentials including rent/mortgage, cell phone, cable, utilities, card expenses or public transit costs, and groceries. The amount that you have left is your expendable income. This is what you can spend each month without accruing credit card debt. Think of saving as an expense. While you are creating your monthly budg

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